Summit Life PartnersAI SALES COPILOT
Pre call
Screen share off
Carriers: 3 connected

Live Lead

Inbound
DC
David Carter
Age 38 · Married
StateTexas · Houston
Local time10:42 AM CT
Licensed hereTexas
SourceMeta · IUL Ad
LanguageEnglish

Trust Verification

Verified
Agent License ActiveTX · NPN 18994021
✓
State Regulator CheckTexas Dept of Insurance
✓
Agency Reviews4.9 · 312 verified clients
4.9

Client Memory

Captured

Details the client shares are captured automatically and pinned for the whole relationship.

Married, two children Homeowner Mortgage to protect Primary earner $95k income
Filling client profile live
Full nameListening
Date of birthListening
HouseholdListening
Annual incomeListening
BeneficiariesListening
Health classListening
CoverageListening
Lead Generation Engine
Turn ad spend into live calls
Connect the agency ad accounts, then let the copilot build branded life insurance campaigns in English and Spanish. Winning creatives drive qualified leads straight onto the call floor.
Meta AdsFacebook · Instagram
Connect
TikTok AdsSpark · In feed
Connect

AI Ad Creator

DC

David Carter is calling

Inbound from Meta IUL Ad
StateTexas
Their time10:42 AM CT
LicenseActive in TX
DC
David CarterRecorded line · IUL inquiry
00:00
Read this to the client Mic ready
The call only advances once the line is read in full Read

Underwriting Copilot

Live
Blood pressure

Controlled with medication still qualifies for standard rates. No exam required up to $1M face through the accelerated path.

Type 2 diabetes

A1C under 7.5 with no insulin still qualifies. National Life Group rates this standard, Mutual of Omaha may table rate. Lead with National Life Group.

Grounded in carrier underwriting guides 2026
Recommended productNational Life Group · FlexLife IUL
›
Ask the Copilot · carrier knowledge live
CopilotAsk me anything about carrier rules, riders, or eligibility. I have every carrier guide loaded.

Live Lookup

Assist
Find the doctor (client unsure of name)
Find the medication (client cannot spell it)

Live Quotes · 3 Carriers

3
Adjust coverage
$500,000

Objection Handler

During application
Bank account
Talk to spouse
“I do not feel comfortable giving my bank account.”
Read this rebuttal

I understand. Your routing and account numbers are made to be shared, they are printed on every check you write. The only thing to keep private is your debit or credit card number. So let us start with the name of your bank. Which one do you use?

Carrier Application

Captured live

The application is already filled from the live conversation. Confirm with the client, then apply. If one carrier declines, the same data cascades to the next in one click.

Two questions this carrier needs · ask the client
Have you traveled outside the US in the last 12 months?
Why: this carrier checks foreign travel for the risk class. Short trips do not affect approval.
Is this policy for personal or business protection?
Why: this carrier files personal and business cases differently. Personal keeps it simple.
Fill
Save
E sign
Submit
Zero re typing across carriers. The captured profile is reused on every submission.
iMessage · David Carter
Summit Life Partners
Real iMessage to the client phone. Blue bubbles feel human, not a robotext.

Summit Life Partners · Owner Dashboard

Live agency performance
Owner only · not visible to agents
1,284
Leads generated this month
▲ 18% vs last month
311
Live calls connected
▲ 9%
74
Policies submitted
▲ 22%
$148k
Annualized premium
▲ 14%

Agents · leads and closes

MB
Marcus Bennett92 leads · 31 closes
34%
close rate
SR
Sofia Ramos88 leads · 27 closes
31%
close rate
JT
James Tucker79 leads · 14 closes
18%
close rate
LP
Lucia Perez52 leads · 19 closes
37%
close rate

Where to coach the team

James Tucker talks 71% of the call. Coach on listening and discovery.
The team drops 40% of calls at the bank objection. Run the routing script drill.
Spanish calls close 6% higher. Route more Spanish leads to bilingual agents.
Compliance alert · review needed

James Tucker, call 4471, used language that may imply a guaranteed return.

“This account is guaranteed to grow 8 percent every year, no risk at all.”

Call Coaching and Compliance

National Life Group · Submitted
86
Client sentiment
High
Engagement
Excited
End of call mood
Low
Lapse risk
Agent talk 38%Client talk 62% · healthy, let the client speak

What went well

  • Read every compliance script line in full before advancing
  • Built trust by confirming the client bank routing number first
  • Captured the profile live so the application needed only confirmation
  • Quoted three carriers and cascaded instantly after the first decline

What to refine

  • Confirm the second beneficiary spelling before submission
  • Slow the pace when explaining cash value growth
  • Offer the Spanish policy summary to the household

Compliance checklist

Full script read confirmed by the read along monitor
Replacement and suitability questions covered
Consent to record captured at call start
No guarantees made on market index performance
Transcript saved for training and protectionStored in English and Spanish · ready for QA review